How much you can borrow will of course depend on a number of factors, the main ones being your age (and that of your partner, if it is a joint application) and the value of your property. In general, the older you are, the greater the percentage of your property’s value that can be unlocked.

Ask for our assessment now

For a guide to the maximum amount you could potentially release from your home, why not ask us now? Totally without obligation, this service gives you an indication of the amount of money that could be available based solely upon the value of your property. The actual amount will also be dependent upon your age (or age of the youngest homeowner) and your health situation.

Other factors

Depending on the type of plan that you choose, some providers may offer larger sums to those with certain past or present medical conditions. This may also extend to ‘lifestyle factors,’ for example, whether you smoke. As always in financial matters, it is best to seek guidance from a professional who can talk you through the factors and the options.

Your property value

The value of your property will be professionally assessed. Your provider will instruct a surveyor to give a professional valuation of your property that will, when taken together with your age (or ages in the case of a joint application) and other possible factors, define the amount that could be released. In some circumstances, we can get you a free valuation.